GBTI reports $4.5 billion profit, driven by lending growth, digital expansion

Guyana Bank for Trade and Industry Limited (GBTI) reported an 8.2 per cent rise in annual profit and signalled a stronger push into digital banking and customer-focused growth following a leadership transition at its annual general meeting. The figures were disclosed in a company release.
Profit after tax reached $4.5 billion for 2025, driven by loan portfolio expansion, robust deposit growth and operational efficiency, new Chairman Suresh Beharry said in his first address to shareholders.
Total assets climbed to $313 billion, while customer deposits rose 28.5 per cent to $268.6 billion. The loan portfolio expanded 17.9 per cent, with asset quality holding steady at a non-performing loan ratio of 4.12 per cent.
GBTI declared a dividend of $41 per share, up from $32 a year earlier, and maintained a capital adequacy ratio of 16.42 per cent, above regulatory requirements.
The bank’s SME-focused GBTI GROW initiative disbursed $394 million in loans, supporting small businesses and broader economic diversification.
During the year, GBTI expanded its GO Banking platform, introduced real-time card payment capabilities and rolled out digital account opening and retail loan onboarding, allowing customers to access services online. It also broadened its credit card portfolio, launched a Mastercard debit card and upgraded its Mon Repos branch.
The meeting marked a leadership shift after long-serving Chairman Robin Stoby stepped down after two decades, remaining on the board. Shareholders re-elected Suresh Beharry, Kathryn Eytle-McLean and Richard Issava as directors.
GBTI said it will deepen its focus on digital innovation, data-driven decision-making and customer-centric services as it positions for growth in Guyana’s expanding economy.